Building financial foundations for families to empower them today and leave a legacy for tomorrow.

Discover the Independent Insurance Network Opportunities that Experior Financial Group Offers to You and Your Clients


Independent Insurance Network

Are you an independent insurance agent who finds the task of finding the perfect insurance company and products for your clients overwhelming? What if we shared a solution that could make your job easier? Allow us to introduce Experior Financial Group, Inc. – an independent insurance company specifically designed for independent insurance agents in the USA. Experior Financial Group, Inc. may help your business expand and also enhance your ability to provide exceptional services and the best on the insurance market access to carriers to your clients.

As a leading financial services company operating in the United States, we offer independent life insurance brokers and agents like you a unique opportunity and assistance to thrive in a dynamic industry. Discover how our Independent Marketing Organization (IMO) format and unparalleled support for new agents can take your career to new heights.

Why Experior?
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Our Insurance Services

What we Offer
  • Wide Range of Insurance Products

    Term life insurance, permanent life insurance, whole life insurance, long-term care insurance, critical illness insurance, disability insurance, and many more insurance options are available. You'll save time and effort by being able to find any insurance products you need for your clients in one place.

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  • Financial Education Resources

    Financial literacy tools are made available to independent insurance agents via the Experior Financial website and back office. The contents include articles, videos, webinars, calculators, and much more. We hope you and your clients find these tools useful for learning more about the insurance and financial industries. The educational resources are frequently revised to reflect developments in the field.

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  • Access to Business-Building Workshops

    The company also provides access to workshops and online courses to help independent insurance agents in building their business. The online workshops include sales training, market trends & competitors, and financial education webinars that every insurance agent can use to expand their knowledge. Experior Financial Group also provides incentive programs, contests, and other initiatives to motivate agents to meet and exceed prescribed objectives.

    Whether you are just starting out or have been in the insurance industry for years, you can count on our network of independent insurance agents to provide helpful support and professional advice. Contact us today to get started! Call 1-888-909-0696

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  • Be Your Own Insurance Agency Boss

    At Experior Financial Group, we believe in empowering our independent insurance agents to achieve extraordinary success. As part of our independent insurance agency network, you have the freedom to run your business, make your own decisions, and serve your clients' best interests without the constraints of a traditional insurance company. We provide you with the tools, direct access to carriers, resources, insurance products and services, and mentorship you need to elevate your career and reach your full potential remain independent.

    As an independent insurance agency owner with Experior Financial Group, you'll have the freedom to make your own schedule, work from home, and have a flexible insurance business career.

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  • Why Choose Us​

    As an independent insurance agent, you'll get:

    • Possibility to work as a business proprietor and determine one's own hours

    • A competitive compensation program that includes commission-based bonuses and profit share

    • Access to our technological systems, agency management system, and training programs.

    • A remarkable support team that will facilitate your success in this business.

    • Receive assistance with advertising and expanding your business

    • Genuine prospects for advancement

    • Affordability of licensing course and continuing education materials

    • Invitations to corporate conferences, galas, and award ceremonies where you can network with the industry's top executives

    • Your ledger of commerce is yours from day one.

    • The tools necessary to create a business that can be passed down to future generations

    • Opportunities for ownership and equity in corporations

    • Exclusive access to contests and rewards as an Experior Agent

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    The Experior Difference

    Welcome to Experior Financial Group, the leading insurance aggregator in the USA. We are a network of independent member agencies that offer a wide range of personal lines and commercial lines insurance products from top-rated carriers. Whether you are an existing independent insurance agency looking to grow your business, or a new independent agent looking to start your own agency, Experior Financial Group can help you achieve your goals.

    As a member of Experior Financial Group, you will enjoy:

    • Access to our insurance carriers and products
    • Support from a dedicated master agency that provides training, marketing, technology, and administrative services
    • Collaboration with other member agents and agencies across the country, sharing best practices and referrals
    • Independence and flexibility to run your own agency, while benefiting from the strength and stability of a national network

    Experior Financial Group is not just an insurance aggregator, it is a community of professionals who are committed to excellence and customer satisfaction. Join us today and discover how Experior Financial Group can help you and your clients succeed. Contact us 1-888-909-0696 for more information or apply online.

  • Unmatched Support and Resources

    When you join Experior Financial Group, Inc. as a new independent agent, you gain access to a comprehensive suite of support and resources that set us apart from other insurance network companies. Our IMO format allows you to leverage our extensive network of top insurance carriers, providing you with a wide range of competitive products to offer your clients.

  • Collaborative Community

    At Experior Financial Group, Inc. we foster a collaborative community where independent insurance agents can connect, share insights, and learn from one another. Our team is composed of driven professionals who are passionate about helping others succeed. You'll have the opportunity to network with like-minded agencies of industry experts, participate in training seminars, and attend exclusive events that will fuel your professional growth and expand your knowledge base.

  • The Experior Advantage

    What truly sets Experior Financial Group apart is our commitment to putting you first. We recognize that your success is our success, and we go above and beyond to ensure that you have the support you need to thrive in the insurance industry.

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    Join the Experior Team

    Ready to take your independent insurance career to the next level? Join the Experior Financial Group family today and experience the difference for yourself. With our IMO format, unmatched support, and collaborative network, you’ll have the foundation you need to build a thriving business and make a meaningful impact on the lives of your customers.

    Contact us now to learn more about the exciting opportunities for growth and profitability available to independent insurance agents at Experior Financial Group, Inc. Take the first step towards a brighter future and unlock your true potential as a trusted insurance professional.

    The Power of the IMO Format

    The way Experior Financial Group works as an Independent Marketing Organization (IMO) makes us stand out. Independence is important to us, and we think it’s important for our clients to feel that way too. Through our IMO format, we’ve built a community where insurance agents can work together to grow their businesses and give our customers specific, neutral advice.

    • Unleashing Your Potential

      When you work with Experior Financial Group, you can pick what you want. There is no doubt that you can get the best insurance coverage on the market thanks to our large network of top carriers, investment firms, and retirement plan providers. Our financial partners and agents have the best practices knowledge, tools, and support to help you through the complicated process of financial planning. This way, you can make decisions that are in line with your specific goals.

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    • Comprehensive Support at Your Fingertips

      When you partner with Experior Financial Group, you gain more than just a financial and insurance services provider - you become part of a supportive community of independent agencies. Our commitment to your success goes beyond offering exceptional products and services. We provide comprehensive training programs, marketing resources, compliance support, and cutting-edge technology tools, empowering you to thrive in the ever-evolving financial landscape.

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    • Take the First Step

      Ready to take control of your financial future? Join the thousands of individuals and families who have already experienced the Experior Financial Group difference. Connect with one of our knowledgeable financial associates today and embark on a transformative journey towards to a new business and financial independence.

      Request a quote
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    Tips for Success

    The Benefits of Choosing an Independent Insurance Agency

    One valuable tip to consider when exploring the benefits of choosing an independent insurance agent is to prioritize personalized service. Independent agents are dedicated to understanding your unique needs and preferences to provide tailored insurance solutions. By working closely with an independent agent, you can expect a high level of attentiveness and responsiveness throughout the entire insurance claims process. Their expertise and ability to navigate not one company but multiple insurance companies give you access to a wide range of options, ensuring that you receive the most suitable coverage at competitive prices.

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    How to Find the Right Independent Insurance Agents Near Me?

    When it comes to finding the right insurance agent for your needs, consider the following steps to ensure a successful search before buying insurance:
    • Assess your insurance options: Begin by evaluating the specific type of insurance coverage you require. Understanding your personal needs will help you narrow down your search for a local independent insurance network near you for an agent who specializes in the relevant area.

    • Seek recommendations: Ask friends, family, and colleagues for recommendations based on their positive experiences with insurance agents. Their insights can provide valuable starting points and help you identify reputable professionals.

    • Research online: Utilize online resources to explore independent reviews, broker answers, ratings, and testimonials about insurance agents in your area. Websites and platforms dedicated to best insurance reviews can offer valuable insights into the quality of service provided by different agents. You could start your search with phrase "independent insurance companies near me", or "independent insurance broker near me".

    • Check credentials and licenses of agencies: Ensure that the insurance agent you consider is properly licensed and accredited to practice in your state. You can verify this information through your state's insurance regulatory agency.

    • Interview multiple agents: Schedule consultations or phone interviews with a few potential agents. During these conversations, ask about their experience, areas of expertise, and the range of insurance products they offer. Pay attention to their communication style and willingness to answer your questions about insurance options.

    • Evaluate customer service: Consider the responsiveness and availability of the agents you interview. A good insurance agent should be accessible and prompt in addressing your claims concerns.

    • Compare quotes and coverage options: Request quotes from different agents to compare premiums, deductibles, and coverage limits. Evaluate the options to ensure they align with your budget and insurance requirements.

    • Trust your instincts: Ultimately, trust your gut feeling when choosing the best insurance agents. Select someone with whom you feel comfortable, confident, and trust to handle your insurance needs effectively.

    By following these steps, you can increase your chances of finding the right insurance agent who will provide personalized service and meet your unique insurance requirements.

    An Independent Marketing Organization

    Experior Financial Group, Inc. was founded in Canada in 2014 by Jamie & Lee-Ann Prickett and expanded into the USA in 2019 with a head office in Cheektowaga NY. Experior now serves over 3000 licensed independent insurance agents in both Canada and the USA. Independent agents and insurance brokers choose Experior for our commitment to training, access to top leaders, our core values and our dedication to innovative technology for independent agency system to enhance the back office experience for our agents. Agents also get access to a proprietary CRM included in the low monthly fee and there is no cost to register with us.

    Experior Financial Group, Inc.

    As an independent agent with Experior, you gain access to a vast network of esteemed insurance companies. We continuously forge new partnerships, expanding our offerings to ensure you have a comprehensive suite of products and insurance policies at your disposal, empowering you to meet the unique needs of your customers. At Experior, we firmly believe in the power of independence and agency ownership. From day one, you are liberated from the constraints of being captive agents, allowing you to own your book of business and chart your own path to success.

    Part time or full time Experior offers something for everyone. We help you get the right coverage for your personal insurance with quotes from any of our amazing insurance partners. Whether you’re seeking part-time or full-time opportunities, Experior has something to offer everyone. We provide the necessary tools and support to help you secure the right coverage for your consumers, offering insurance quotes from our esteemed insurance partners who exemplify excellence in the industry. At Experior, we have devised a truly groundbreaking approach by merging the strengths of the captive agencies, the networking model, and the Managing General Agent (MGA) model. Our unique tri-brid model disrupts the insurance and financial services industries, enabling agents to excel and grow their business like never before.

    Our Trusted Partners

    Our list of esteemed partners continues to grow exponentially, with new additions regularly enriching our network. Here are just a few of our fabulous partners:
    LegalShield Logo
    Gauranty Logo
    Prosperity Logo
    AuguStar Logo
    Symetra Logo
    Liberty Bankers Life Logo
    American Amicable Logo
    Nassau Logo
    Americo Logo
    Lincoln Financial Group Logo
    Experior Partnered with Debt Medic Logo
    Lafayette Life Insurance Company Logo
    Corebridge Financial Logo
    Protective Logo
    Annexus Logo
    Pan American Life Logo
    NIW Logo
    Nationwide Logo
    Breeze FMO Logo
    ManhattanLife Logo

    Frequently Asked Questions About Insurance Agency Networks

    If you can’t find what you’re looking for, don’t hesitate to contact us.

    Q & A
    What does independent agents mean in insurance?

    Independent agents in insurance are professionals who represent multiple life or health insurance companies rather than just one. This allows them to offer a wider range of insurance options from specific insurers and pricing. Independent agents work on behalf of their consumers, not the insurance companies, giving them the ability to find the best policies and rates based on the client’s unique needs and circumstances.

    What is the difference between a captive agent and an independent insurance agent?

    A captive agent represents one specific insurance company and can only offer policies from that insurer. This means they may have limited options when it comes to coverage and pricing. On the other hand, an independent agent represents many insurance companies, allowing them to provide discounts with a broader range of choices. Independent agents work for their customers, not the insurance companies, which enables them to find the best policy and price based on the client’s individual needs.

    How do I market myself as an independent insurance agent?
    1. Build a strong online presence: Create a professional website, engage on social media platforms, and maintain an active blog to share valuable information related to insurance.
    2. Develop a personal brand: Establish yourself as an expert in the insurance markets by sharing your knowledge, participating in professional events, and networking with peers.
    3. Ask for referrals: Encourage satisfied consumers to refer friends, family, and colleagues to you for their insurance needs.
    4. Offer exceptional customer service: Be responsive, attentive, and proactive in addressing client concerns to build long-lasting relationships.
    5. Utilize local marketing: Participate in community events, sponsor local organizations, and partner with other businesses to increase your visibility within the local market.
    6. Invest in digital marketing: Use search engine optimization (SEO), pay-per-click (PPC) advertising, and email marketing campaigns to reach potential consumers  online.
    What does an insurance broker do?

    An insurance broker acts as an intermediary between consumer and insurance companies. They help clients assess their insurance policy, compare policy options, and negotiate the best coverage and rates on their behalf. Brokers have a deep understanding of the insurance market, enabling them to provide expert advice and guidance. They are typically paid a commission by the insurance company for each policy they sell.

    How many independent insurance agents are there in the US?

    While the exact number of independent insurance agents in the US can vary due to factors such as mergers, acquisitions, and new entrants in the market, it is estimated there are over 174,691 licensed insurance agents currently employed in the United States.

    Licensed Insurance Agent Demographics and Statistics [2023]: Number Of Licensed Insurance Agents In The US (

    What is independent insurance? 

    A form of insurance known as independent insurance is offered by independent agents or brokers who are not affiliated with any one insurance provider. In order to help their customers compare and choose the best solution for their requirements and budget, independent agents may provide them with a range of insurance products and plans from various insurance companies. Additionally, independent agents may provide their customers with individualized guidance and assistance as well as access to special offers and discounts that might not be accessible online or via direct sales.

    Testimonials From Some of Our Executive Directors

    Experior has given me the ways to support. The experience is amazing. Within 1 year when you promote another Executive Director that feeling you cannot match it with any other.

    Neela Mannan

    Executive Director

    Neela Mannan Portrait

    I saw a better opportunity with Experior. Better leadership, better ownership, better compensation not only for myself but for my team and, I decided to make the switch.

    Andrea Rogers

    Executive Director

    Andrea Rogers Portrait

    When I saw this I knew it would be easy to do, simple to do, fair to do and I could put my heart & soul into this to make it work. The evidence is people love what we do and they are coming. We put no pressure on anybody to come with us. They're coming when they see it and they feel what we're doing.

    Delroy Peart

    Executive Director

    Delroy Peart Portrait

    What I love about Experior is the fact that we are always learning. We get to meet people. The industry is changing all the time and we get to grow with it. I think this is the best thing that Experior is bringing to the family. How to re-educate people, the advisor, the client and everything because we need that.

    Justine Charlemagne

    Executive Director

    Justine Charlemagne Portrait

    I have Experior. I have a belief like 100 percent. If I sit with anybody any question they ask I can give an answer with 100 percent belief.

    Kamrudin Hirani

    Executive Director

    Kam Hirani Portrait

    I sat down with Jamie the CEO of the company and that had never happened during my 13 years in the industry and I thought if a CEO can be that down to earth lets give it a shot. I'm very happy to be with Experior now.

    Onkar Ghuman

    Executive Director

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    Everyone is genuinely happy for the success of others and we all work together to make sure that all of us succeed. We do everything right for our clients and for each other to help each other grow and succeed. It's been the best decision I could have made.

    Diane Bittner

    Executive Director

    Diane Bittner Portrait

    The fact that the model is attractive, it opens the doors to have conversations with people I could normally never recruit before. This model is designed to fit across the entire spectrum of this industry and to be able to attract the high end producers. You can attract agency minded builders. We're not trying to be any other company. We're completely unique and that's why people are coming here.

    Darren & Stephanie Golka

    Executive Directors

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    “After 43 years in the life insurance industry, I had not encountered a uniquely enthusiastic, customer centric and dedicated army of advisors, until now. As a company wholesaler, Experior was on my list of MGA’s to train and motivate their brokers. Their story was so compelling that I joined them as their COO. As a “Tribrid MGA” they are the fastest growing MGA in Canada. Soon to be the loveable disruptor, for sure.“

    Shelden Smollan

    Chief Experience Officer

    Shelden Smollan

    We started here with a very small team of 10-15 people and as of today we have over 100 people working in 3 provinces which is exciting because I never seen myself in that position. It's really exciting times, I'm literally waking up every morning excited!

    Tzachi Chen

    Executive Director

    Tzachi Chen Portrait

    When we saw your compensation and what you have as the ownership that was a selling point for me. That you have looked at everything possible for the advisor to have the right platform, compensation, ownership and be able to build a legacy for families.

    Bhupinder Cheema

    Executive Director

    Bhupinder Cheema Portrait

    “As a skeptical company VP, Experior appeared to be the least likely of all MGA’s to survive, let alone, exceed our company’s expectations which now ranks among the top 3 of our distribution. The advisors provide a complete needs checkup called the ‘Expert Financial Analysis” Their success in being able to deliver life, ci, di and extensive investment products has made them the most well rounded MGA we have ever done business with.”

    Joe Tari

    Regional VP, La Capitale

    Joe Tari Portrait

    “Experior Financial Group is the MGA for entrepreneurial-minded individuals! There is nothing better than having the ability to build your own agency and team of advisors. Virtually a company within a company. Watching your team grow and succeed is truly rewarding!! In my 19 years in this industry, I have never experienced the clarity and growth that Experior has been able to provide for me, my team and my family!”

    Frank De Lio

    Executive Director

    Frank De Lio Portrait

    Being able to do what we want when we want to do it is big. This job offers you that time, freedom, the lifestyle and being able to help the kids out with a payment for a mortgage or whatever. We've got 7 grand-kids now so it will be nice to be able to put them through school and help them out too.

    Rick & Shirley Forbes

    Executive Directors

    Rick and Shirley Forbes Portrait

    The number 1 thing is the training and support that I receive from my mentors, my Executive Directors, the team around me has really helped me to boost my business to the next level.

    Tariq Ba'Aqeel

    Executive Director

    Tariq BaAqeel Portrait

    When we came over we had 40 advisors which was good where we were, a good start. But to see that after 3 years we're sitting somewhere around 500 plus licensed advisors across 4 provinces and it has nothing to do with me because I didn't change.

    Mauro Arturi

    Executive Director

    Mauro Arturi

    I started to look at the compensation and you guys are brilliant to have designed the Experior model. You can come and join us on a part time basis . You can write one policy and make about 850 dollars. Same policy in other models you get 350-425 and then it hit me, oh my goodness. Then I saw at the second level you could make 1100 dollars. If I want to make 100,000 dollars all I have to do is sell more policies. I don't even have to bring people. I just can make money.

    Rakesh Sharma

    Executive Director

    Rakesh Sharma Portrait

    Night and Day difference at Experior. Experior's support and help and training is by far the top. I've learned so much from my mentors. The compensation, leaders like Jamie and Lee-Ann and everybody in this company that really value helping people for me was really important.

    Anastasios Lagos

    Executive Director

    Anastasios Lagos Portrait

    We believed there was something else we could do better at the time and then we saw Experior and it was everything that we wanted to have for ourselves and our company and we think everything we want is here. Everything Experior shares with us pretty much solves what AGA's problems are.

    Francis & Dianne Sinday

    Executive Directors

    Francis and Dianna Sinday Portrait

    They look at our model and when explained properly they say, 'I've been looking for something like this all my life.' You guys have finally built it. And I have had more people give me a compliment like that where their jaw is on their table. They can't believe that we've actually put it together. It's just fantastic!

    Laval Dubeau

    Executive Director

    Laval Dubeau Portrait

    Call Toll-Free For a No Obligation Quote

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